Reality with our Personal Loans
Reality with our
Get quick cash in your account with our quick and easy online
personal loan.
Download App
Loan through True Credits Private
Limited
(RBI Licensed NBFC)
“Finance for all Indians”
Awards &
Recognitions
Great Place to Work,
3rd Year Certified
Champion of Financial
Inclusion Initiatives
2023
Best Digital Initiatives;
Overall Champion
2023
About Us
Welcome to True Balance – your trusted financial friend. We pride ourselves on being the go-to platform for all your financial needs.True Balance is your one-stop digital personal loan partner.We are committed to providing hassle-free, quick personal loan online for your financial emergencies and guaranteeing you financial support precisely when you need it. Join us on the journey towards financial empowerment with True Balance.
What We Offer
Avail of Cash Loan from ₹5,000 - ₹2,00,000(Disbursal Amount)
Interest Rate Starting from 2.4% per month | 6 - 12 Months Tenure
Online Quick Personal Loan with a limit determined by credit score and income
Ideal for salaried & self-employed, additional documents like Bank Statement may be required.
- Complete paperless Process
- Minimum documentation
- Quick Disbursal in your bank account
How True Balance Works
True Balance - The online lending platform ensures a fast and hassle-free borrowing
experience, simple steps, easy processes.
Onboarding and KYC verificationThe first step is the completion of KYC, which requires your PAN, Aadhaar, and a selfie.
Select the LoanChoose the amount and EMI tenure.
Check for the EligibilityEnter some basic details to check your eligibility for an quick loan online.
Loan DisbursedSubmit salary/bank statements, enable auto-debit, and get funds in minutes.
Trusted by Millions of Users
True Balance is fast, simple, and seamless. We facilitate fast disbursal of loans which involves a few simple steps. Experience quick and secure lending with us.
Million +
True Balance Playstore App Downloads
Crore +
Loan Amount Disbursed
Lakhs +
Happy Users
Why True Balance
24*7 Availability
100% Safe Lending
100% Digital
Quick Loan Disbursal
Credit Only from RBI- Licenced NBFCs
24*7 Availability
100% Safe Lending
100% Digital
Quick Loan Disbursal
Credit Only from RBI- Licenced NBFCs
PPI licensed Entity
Recharge
DTH
Electricity Bill
Gas
Broadband
Water
Our Journey of building for a
Billion Indian Users
- 2014.JulEstablished
True Balance as a prepaid mobile service provider and launched its app on Google Play Store in India
- 2015.Mar1st Investment
in the Angel Round received from Mega Investment and Bon Angels Venture Partners.
- 2016.JanNo.1 App in Lifestyle
section of Google PlayStore, India.
- 2016.AprNationwide Launch
of the True Balance App, making it available to users across all regions of India.
- 2016.AprSeries A Investment
round secured from SoftBank
- 2016.Dec / 2017.FebSeries B Investment
received from SoftBank, ICIC Bank, IMM Investment Corp, LINE, and NAVER.
- 2017.JulAttained PPI License
from RBI to offer prepaid payment services.
- 2017.SepAchieved 1 Lakh Daily
transactions of Prepaid while also launching Post-Paid services.
- 2018.JulCharlie Lee, our CEO.
represented the Balancehero India company at invite only! The Round table hosted by President Moon Jae-in and Prime Minister Narendra Modi.
- 2019.OctTrue Credits
received an NBFC license from RBI(Reserve Bank of India) to facilitate our lending business, aimed at making finance accessible to the next billion users in India
- 2019.OctSeries C Investment
received from IIM Investment Corp., NH Investment & Securities and HB Investment.
- 2020.JanTop Payment Tech
MiniCorn by Tracxn
- 2020.NovSeries D Investment
from SoftBank, Chang Byung-gyu.
- 2021.JanTop FinTech Startup
in India, honoured with the prestigious award by Tracxn.
- 2022.AprTrue Balance become
a member of the FinTech Association for Consumer Empowerment (FACE)
- 2022.May/2022.DecGreat Place to Work
Certified and honoured with the prestigious award "The Happiest Workspace".
- 2023.AprCharlie Lee, our CEO.
represented Korea at the MOU signing between the Foundation for innovation and Technology Transfer, IIT Delhi, and 중소기업벤처기업진흥공 (Korea SMEs and Startups Agency).
- 2023.MayGreat Place to Work
Second Year winner in a Row.
- 2023.JunChampion of Financial
Inclusion Initiative honored at the 4th elets BFSI Game Changer Summit.
- 2023.OctWon the Silver SEO
Driven Programmatic Marketing Award at the Pitch BFSI Marketing Summit & Awards.
- 2023.NovBalancehero India
become a memeber of the Digital Lenders Association of India (DLAI).
- 2024.JanTrue Balance
received the Silver Mobexx Award for Mobile Advertising Excellence in Search Campaign from Adgully.
- 2024.AprTrue Credits Pvt Ltd
was awarded for Excellence in Risk Compliance 2024 at the "Credit Risk Summit & Awards 2024" organized by UBS Forums PVT Ltd.
- 2024.MayGreat Place to Work
winner for the third consecutive year.
Our Investors
Our Team
Meet the True Balance TeamBehind the success of True Balance stands a dedicated and diverse team committed to revolutionising the digital lending landscape. Our professionals, driven by passion and expertise, work collaboratively to bring innovative financial solutions to your fingertips.
With a shared vision of financial inclusion, our team combines industry knowledge, technological prowess, and a customer-centric approach to ensure that True Balance remains at the forefront of empowering individuals on their financial journeys. Get to know the faces behind the mission, each contributing unique skills and perspectives to make True Balance the trusted platform it is today.
Charlie LeeFounder/CEO
Souparno BagchiCOO
Jayesh JainGroup CFO
Shunmugam SundararajCCO
Himanshu JaggiPrincipal Product Manager
Sayantan GhoshHead of Risk Management
Gaurav SharmaCHRO
Dr RB BarmanSenior Advisor
Ms. Surekha MarandiSenior Advisor
Byung Gyu ChangAdvisor
Lending Partners on True Balance app
About CKYC India
Central KYC Registry is a centralized repository of KYC records of customers in the financial sector with uniform KYC norms and inter-usability of the KYC records across the sector with an objective to reduce the burden of producing KYC documents and getting those verified every time when the customer creates a new relationship with a financial entity.
More detailsWe are Trusted, Safe & Secure
Earn 5% on every referred loan
4.4 Playstore Ratings