Personal Loan for Education EMI Calculator helps Parents and guardians planning their children's academic journey size their loan needs with clarity before they apply.
Help parents and guardians plan tuition, test preparation, and accommodation costs as fixed instalments for their children's education.
Use it to evaluate expenses such as university tuition, exam preparation, and hostel rent before submitting any paperwork.
Subtract scholarships, savings, and sponsor support to expose the true funding gap quickly.
This calculator estimates EMI for a Personal Loan that may be used for education expenses. It does not represent a dedicated Education Loan. Tax benefits under Section 80E apply only to Education Loans from eligible institutions and may not apply to Personal Loans.
Running the numbers in Personal Loan for Education EMI Calculator before applying ensures Factor in any grace period and pick a tenure that starts comfortably after graduation..
Even for unplanned needs like university tuition, exam preparation, and hostel rent, upfront EMI visibility means It spreads education spending across the whole course so families can stay focused on learning..
Keep these quick pointers in mind before you lock your EMI plan.
See how different borrowers configure their EMI plans.
Tuition gap after scholarship and savings
Coaching fees and exam registrations
Short term certification with equipment costs
Coaching, mock tests, and exam fees
Help parents and guardians plan tuition, test preparation, and accommodation costs as fixed instalments for their children's education.
Indicative only, subject to credit approval. Actual loan terms, including APR, may differ based on your credit profile and lender policies.
Information entered is used for EMI estimation purposes.
Displaying the first 12 months of your amortisation plan.
Month 1
₹ 7,061.91
Month 2
₹ 7,061.91
Month 3
₹ 7,061.91
Month 4
₹ 7,061.91
Month 5
₹ 7,061.91
Month 6
₹ 7,061.91
Month 7
₹ 7,061.91
Month 8
₹ 7,061.91
Month 9
₹ 7,061.91
Month 10
₹ 7,061.91
Month 11
₹ 7,061.91
Month 12
₹ 7,061.91
Figures are illustrative only and subject to credit approval. Not a loan offer.
Already calculated your EMI? Pick a loan and start your application today.
Adjust your EMI until it fits your budget, then check your eligibility in the True Balance app.
Disclaimer: Results are illustrative only. Images on this page are generated with the help of AI for illustrative purposes. Loans facilitated by True Credits Pvt Ltd & other RBI-registered partners. Subject to credit approval.