True Balance Loan FAQ

Find clear answers about borrowing with True Balance — from repaying your loan and setting up auto-pay, eligibility, and staying safe from fraudulent loan apps. Choose a topic to get started.

• Loan Repayment FAQCommon questions about repaying your True Balance loan — payment methods, repayment schedule, part-prepayment, and what happens after your final EMI.
• Auto-Pay & NACH Mandate FAQEverything you need to know about auto-debit for your loan EMIs — setting up a NACH mandate, e-NACH, supported banks, and how to change or cancel it.
• Missed EMI & Late Payment FAQWhat happens when you miss an EMI — late fees, credit score impact, RBI classification, fair recovery practices, and the steps to take right now.
• Loan Eligibility & Documents FAQWondering if you qualify for a personal loan in India? This guide covers who can apply, the documents you'll typically need, how soft and hard credit checks differ, and practical ways to improve your approval chances.
• Loan App Safety & RBI Verification FAQHow to stay safe with digital lending — verifying RBI-registered NBFC partners, spotting fake-app red flags, using the RBI Sachet portal, and what a real lender never asks for.